Unforeseen medical expenses arise, and you enter a bank to take out a loan. A bank teller explains that she has a "special new trainee" today who will help you in just a moment. Then a man in a full clown costume (wig, facepaint, oversized pants -- the works) comes out and says, "Hello! I'm Captain Jiggles, the new loan officer, and I would be happy to help you now." Write this scene.