To tell you the truth, I cheat and use the Shimmer template. It’s not a big deal but saves the hastle of setting up headers every time and even though it’s set up for a short story changing it to a novel template is a simple matter.
Yes, I could have set up my own but I’m lazy. You’ll find it here. http://www.shimmerzine.com/submission-guidelines
Just scroll down to where the formatting guidelines are and click on where it says “use our template.”